Welcome back,
Robyn Padgett
Recent from Padgett
Latest updates & alerts
View all
Regulatory
Overview of Mortgagee Letter 2026-03 — Updates to Bidding at Foreclosure and Post-Foreclosure Sales
Marissa M. Yaker, Esq. · Feb 2, 2026 · 4 min read
Foreclosure
Bucks County, Pennsylvania Fraud Alert — Fake and Deceptive Mortgage Letters
Elana Kachhi · Jan 9, 2026 · 1 min read
People
Matthew Murtland, Esq. Joins Padgett as AVP of Foreclosure
Padgett Law Group · Dec 2025 · 1 min read
Quick access
Resources
Library
Meet PGT
AI Assistant
Contact
Get in touch
Featured webinars
Recent from Padgett
New regulatory alert published
Mortgagee Letter 2026-03: Updates to Bidding at Foreclosure Sales — Marissa M. Yaker, Esq.
Feb 2, 2026
Bucks County, PA fraud alert
Consumer Protection warning about fake mortgage letters circulating in the county.
Jan 9, 2026
← Back
Client alerts
Recent legal updates from Padgett
Regulatory alert: Mortgagee Letter 2026-03
HUD updates bidding requirements at foreclosure and post-foreclosure sales. Review PLG's analysis for compliance impact.
Feb 2, 2026 · Marissa M. Yaker, Esq.
Bucks County, PA fraud alert
Consumer Protection issues warning about fake and deceptive mortgage letters targeting homeowners in Bucks County.
Jan 9, 2026 · Elana Kachhi
BK rule change: Maryland LBR 3002-2
Effective December 1, 2025 — updated local bankruptcy rules address joint debtor proofs of claim. Action may be required on active matters.
Dec 12, 2025 · Julian T. Cotton, Esq.
FRBP 3002.1 changes now in effect
Amendments to Federal Rules of Bankruptcy Procedure impact creditor notice and payment change obligations across all active cases.
Nov 3, 2025 · Julian T. Cotton, Esq.
Padgett win: FL bankruptcy plan modification denied
U.S. Bankruptcy Court for the Middle District of Florida affirmed that a debtor cannot modify a confirmed plan post-entry.
Jun 19, 2025 · Seth Greenhill, Esq.
Padgett expands into Illinois
Padgett Law Group announces organic expansion into the Illinois market, effective immediately, in response to client demand.
Aug 25, 2025 · Cade Holleman
← Back
Legal resources
Articles · Webinars · Case law
Webinars 9
AI-Enabled Borrowers
Lesson
Litigation Track: AI-Enabled Borrowers
Explore AI-enabled borrower defense tactics shaping the litigation landscape.
MB
Featured Presenter
Michael Burns, Esq.
AVP, Legal Operations
BK 3002.1
Overview
BK FRB: 3002.1 Form Changes
Bankruptcy form changes effective December 1, 2025 and what they mean for creditors.
CD
Featured Presenter
Cristina DiGiannantonio, Esq.
AVP, Bankruptcy Operations
E-Notes
Tutorial
E-Notes + Default
E-note default issues explored in this complimentary Padgett educational overview.
PJ
Featured Presenter
Paige Jones, Esq.
Attorney, Texas
Loss Mitigation
Tutorial
Loss Mitigation
Loss mitigation issues and the landscape of tomorrow for mortgage servicers.
MY
Featured Presenter
Marissa Yaker, Esq.
Asst. General Counsel & VP
Regulatory Affairs
Tutorial
Regulatory Affairs — POST X Update
Regulatory affairs issues and the POST X update for servicing compliance.
MY
Featured Presenter
Marissa Yaker, Esq.
Asst. General Counsel & VP
Partial Claims
Overview
Partial Claims: Get the Full Picture
Marissa Yaker, Esq. and John Dunnery break down partial claims issues for creditors.
MY
Featured Presenter
Marissa Yaker, Esq.
Asst. General Counsel & VP
TCPA
Overview
Interpreting Case Law: TCPA & Recent Decisions
Key Telephone Consumer Protection Act decisions and their impact on creditors rights.
LC
Featured Presenter
Laura Conrad, Esq.
General Counsel & VP
Mortgage Modification
Lesson
Mortgage Modification Mediation Programs
A deep dive into mortgage modification mediation programs and their role in default resolution.
CD
Featured Presenter
Cristina DiGiannantonio, Esq.
AVP, Bankruptcy Operations
Manufactured Homes
Lesson
Manufactured Home Default
Manufactured home issues and unique default considerations for creditors and servicers.
RB
Featured Presenter
Rebekah Beal, Esq.
Supervising Attorney, AL/MS/AR
Articles & alerts 7
Regulatory
Mortgagee Letter 2026-03: Updates to Bidding at Foreclosure & Post-Foreclosure Sales
PLG analysis of HUD's updated bidding requirements and what they mean for investor timeline performance at foreclosure sales.
Marissa M. Yaker, Esq. · Feb 2, 2026 · 4 min read
Foreclosure
Bucks County, PA Fraud Alert: Fake & Deceptive Mortgage Letters
The Bucks County Department of Consumer Protection has issued a warning to consumers about fraudulent mortgage letters circulating in the area.
Elana Kachhi · Jan 9, 2026 · 1 min read
Bankruptcy
BK Alert: Maryland Local Rule Change — Proofs of Claim for Joint Debtors
Effective December 1, 2025, the District of Maryland updated LBR 3002-2 addressing joint debtors in bankruptcy and creditor claim procedures.
Julian T. Cotton, Esq. · Dec 12, 2025 · 1 min read
Bankruptcy
FRBP 3002.1 Changes Effective December 1, 2025
Key amendments to the Federal Rules of Bankruptcy Procedure impacting creditor notice and payment change requirements in active cases.
Julian T. Cotton, Esq. · Nov 3, 2025 · 3 min read
Case Law
Federal Court Denies Emergency Relief in NJ Mortgage Servicing Dispute
The U.S. District Court for the District of New Jersey denied a TRO motion sought by homeowners, affirming enforcement continuity for the servicer.
Christopher Saliba · Oct 1, 2025 · 2 min read
Regulatory
Federal Regulatory Pull-back: State Agencies Likely to Fill the Gap for Credit Unions
The "One Big Beautiful Bill Act" cuts CFPB authority — Padgett analysis of what the shift means for state-level enforcement and credit union compliance.
Paige Jones · Sep 3, 2025 · 1 min read
Case Law
Padgett Win: Bankruptcy Court Affirms Debtor Cannot Modify Confirmed Plan
The U.S. Bankruptcy Court for the Middle District of Florida ruled that a debtor is unable to modify a plan and vacate a confirmation order post-entry.
Seth Greenhill, Esq. · Jun 19, 2025 · 2 min read
← Back
Contact & Escalation Matrix
(850) 422-2520 · Mon–Fri 8:30 AM–5:30 PM
General firm-wide inboxes›
File escalations
Foreclosure, Eviction & Replevin Escalations
General Inbox
Email
Bankruptcy Escalations
General Inbox
Email
New referrals
Non-Bankruptcy Referrals
General Inbox
Email
Bankruptcy Referrals
General Inbox
Email
L1
Nicole Rojas
First Level Escalation
Email
L2
Michelle Martin
Second Level Escalation
Email
Document custody
Original Loan Docs, Bailee Letters, COPs
General Inbox
Email
L1
Christine Jacobs
First Level Escalation
Email
L2
Michelle Martin
Second Level Escalation
Email
Compliance & QC
Due Diligence, Contracts, Audits, QC
General Inbox
Email
L1
Kayce Dodd
First Level Escalation
Email
L2
Lynn Monahan, Esq.
Second Level Escalation
Email
Reinstatement & payoffs
Reinstatement and Payoff Requests
General Inbox
Email
L1
Aisha Howard
First Level Escalation
Email
L2
Alexa Lemus
Second Level Escalation
Email
Title & post-sale
Post-Sale Conveyances
General Inbox
Email
L1
Lori Powell
First Level Escalation
Email
L2
Rebekah Beal
Second Level Escalation
Email
Fees, billing & payments
Fees & Costs Requests/Approvals
General Inbox
Email
Billing & Invoicing
General Inbox
Email
L1
Daniel Baker
Fees, Costs & Billing L1
Email
L2
Ryan McManus
Fees, Costs & Billing L2
Email
Payments & Remittance
General Inbox
Email
L1
Kim Rowe
First Level Escalation
Email
L2
Scott Wilcox
Second Level Escalation
Email
Client support
Client Support
General Inbox
Email
L1
Christian Padgett
First Level Escalation
Email
L2
Kawanna Buggs
Second Level Escalation
Email
State contacts & escalations›
FL
AL
AR
GA
IL
IN
KY
MS
NJ
OH
PA
TN
TX
Bankruptcy unit contacts›
National BK unit — court registry matters
L1
Ian Maddison
Bankruptcy Manager · ext. 7041
Email
L2
Marcelo Viera
Director of Bankruptcy Operations · 7055
Email
L3
Julian Cotton, Esq.
Supervising Attorney · 7098
Email
Post-petition ledgers & audits
L1
Stacy Chambers
Bankruptcy Supervisor · 7189
Email
L2
Julian Cotton, Esq.
Supervising Attorney · 7098
Email
Motions, objections & full filings
L1
Angelica Reyes
Bankruptcy Manager · 7147
Email
L2
Marcelo Viera
Director of Bankruptcy Operations · 7055
Email
National unit contacts›
L1
Richard Franklin
Administrator of Default Operations · 7148
Email
L2
Michelle Martin
Executive Director of Operations · 7065
Email
L1
Ben Ewing, Esq.
Legal & Operational Oversight · 7009
Email
Executive & legal leadership›
RP
Robyn Padgett
Chief Executive Officer · 7101
Email
LC
Laura Conrad, Esq.
General Counsel & VP · 7051
Email
MY
Marissa Yaker, Esq.
Asst. General Counsel & VP · 7000
Email
ES
Evan Singer, Esq.
VP of Enterprise · 7021
Email
KS
Keena Stallworth, Esq.
VP of Legal Operations · 7118
Email
RM
Ryan McManus
Chief Operating Officer · 7167
Email
CH
Cade Holleman
Chief Development Officer · 7155
Email
LM
Lynn Monahan, Esq.
AVP Enterprise · 7000
Email
MB
Michael Burns, Esq.
AVP Legal Ops (AL,AR,FL,GA,MS,TN,TX) · 7140
Email
MM
Matthew Murtland, Esq.
AVP Legal Ops (PA,NJ,KY,IL,OH,IN) · 7000
Email
SA
Stephen Ames
Exec. Director Foreclosure Ops · 7188
Email
MM
Michelle Martin
Exec. Director Operations · 7065
Email
CD
Cristina DiGiannantonio, Esq.
AVP Bankruptcy Operations · 7022
Email
MV
Marcelo Viera
Director of Bankruptcy Operations · 7055
Email
DB
Daniel Baker
Director of Financial Operations · 7017
Email
SW
Scott Wilcox
Controller – Accounting · 7120
Email
← Back
PGT
Your Padgett AI Assistant · Not legal advice
Request a case update
Mortgagee Letter 2026-03
Maryland BK rule change
FRBP 3002.1 updates
Illinois expansion
Hi Robyn — I'm PGT, your Padgett AI Assistant. I can answer questions about Padgett's latest legal updates and default services.

You can also request an email status update on any matter — just send me your file number and I'll route it to the right team.
9:41 AM